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The Ombudsman reviewed a closed meeting held by council for the City of Elliot Lake that relied on the personal matters exception to discuss a request from a property owner for an extension to complete construction. If the owner failed to finish construction within the allotted time, the municipality could repurchase the property at 80% of the purchase price. The Ombudsman found that council’s decision would have a significant effect on an identifiable individual, and therefore, council’s discussion fit within the personal matters exception.